Privacy Policy

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Introduction

We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and protect your information when you use our budget tracking app.

Information We Collect

Personal Information

Name and email address when you create an account
Profile information you choose to provide
Financial data you input into the app (income, expenses, budgets)

Automatically Collected Information

Device information (type, operating system, unique device identifiers)
Usage data (features used, time spent in app, interactions)
Technical data (IP address, browser type, app version)

Financial Data

Bank account information if you choose to connect accounts
Transaction data from connected financial institutions
Budget categories and spending patterns you create

How We Use Your Information

We use your information to:

Provide and improve our budget tracking services
Sync your data across devices
Send important updates about your account or the app
Analyze app usage to improve features and performance
Provide customer support when requested

Data Storage and Security

Security Measures

All data is encrypted both in transit and at rest
We use industry-standard security protocols
Regular security audits and updates
Secure servers with restricted access

Data Retention

Account information: Until you delete your account
Financial data: Until you remove it or delete your account
Usage data: Up to 2 years for analytics purposes

Information Sharing

We do not sell, trade, or rent your personal information to third parties.

We may share information only when:

Required by law or legal process
Necessary to protect our rights or safety
With service providers who help operate our app (under strict confidentiality agreements)
With your explicit consent

Third-Party Services

Financial Institution Connections

If you connect bank accounts, we use secure third-party services to access your financial data. These services are bound by strict privacy and security requirements.

Analytics Services

We may use analytics tools to understand app usage. These services receive anonymized data that cannot identify you personally.

Your Rights

You have the right to:

Access the personal information we hold about you
Correct any inaccurate or incomplete information
Delete your account and associated data
Export your data in a portable format
Opt out of non-essential communications

Data Protection for Minors

Our service is not intended for users under 18 years of age. We do not knowingly collect personal information from children under 18.

International Data Transfers

Your information may be processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data during international transfers.